Anod Bank had 40 major defaulting
creditors when MongolBank took over the job of running it. Most of these names
were, however, never made public, and only B.Narankhuu of Mon Uran and
Ts.Myanganbayar of Mongol Gazar were time and again mentioned as having led
Anod to bankruptcy by their failure to repay loans.

The list and details of these defaulting accounts are still kept secret by MongolBank
but there are reports that of the MNT61.7 billion owed by 40 borrowers, as much
as MNT57 billion are owed by 28 creditors, none of whom has been named.