Standard & Poor's Ratings Services have estimated Mongolian Development Bank’s long and short-termed stock issuing and credit ratings at “B+/B” which is equivalent to Mongolian credit ratings. Standard & Poor's noted that they gave an accent on real contribution to Mongolian infrastructure and economy. Also they concluded that the Development Bank has a good possibility to work in close relation to the Government because this bank is the only one under policy and belongs to state property. The other commercial banks are not enough to fulfill the same duties as the Development Bank. Also, Mongolian State credit ratings are equivalent to those of this bank. This is remarkable! Now the Development Bank can take long-termed cheap sources without Governmental Guarantee.